Category: Directory

SparkLend – Crypto Lending & Borrowing Review

Score: 73.5/100. Jan 2026 proactively delisted rsETH; when Aave’s Apr 2026 crisis hit, Spark took in $1.4B in safe-haven deposits.

Score: 62/100. Pioneered real-time PoR in 2021, but its auditor’s FTX ties leave 2026 status disputed; also a 2026 CA lending penalty.

Score: 69/100. Immutable core never breached across 3 incidents, but a Jun 2026 vault lost $18M to a lapsed, negligent curator.

Score: 70/100. Quarterly PoR since 2022 and a fully-covered 2019 hack, weighed against a real $4.3B DOJ money-laundering settlement.

Score: 72.25/100. Survived two 2026 stress events with zero bad debt, per a Q2 investor report, not just its own marketing.

Score: 50.5/100. Fast, no-KYC lending with a great product, but no named founder, no PoR, and vague licensing behind it.

Score: 63.25/100. Pioneer whose 2021 self-inflicted $161.7M COMP bug remains its scar, though its caution spared it in Apr 2026.

Score: 69.5/100. Category leader hit hardest by the Apr 2026 KelpDAO crisis: $124-230M bad debt, its largest liquidity event yet.

Score: 75/100. Highest CeFi score in this series: 10 straight PoR attestations, explicit no-re-lending pledge, never lost customer funds.