YouHodler – Crypto Lending & Borrowing Review

Score: 56/100. Real Ledger Vault custody and insurance, but no confirmed Proof-of-Reserves, unlike Ledn reviewed just before it.

Nexo Loans – Crypto Lending & Borrowing Review

Score: 62/100. Pioneered real-time PoR in 2021, but its auditor’s FTX ties leave 2026 status disputed; also a 2026 CA lending penalty.

Binance Loans – Crypto Lending & Borrowing Review

Score: 70/100. Quarterly PoR since 2022 and a fully-covered 2019 hack, weighed against a real $4.3B DOJ money-laundering settlement.

CoinRabbit – Crypto Lending & Borrowing Review

Score: 50.5/100. Fast, no-KYC lending with a great product, but no named founder, no PoR, and vague licensing behind it.

Ledn – Crypto Lending & Borrowing Review

Score: 75/100. Highest CeFi score in this series: 10 straight PoR attestations, explicit no-re-lending pledge, never lost customer funds.

Best Crypto Lending and Borrowing Protocols

Compare the best crypto lending and borrowing protocols, ranked by yields, security, collateral options, and platform transparency for smarter DeFi decisions.

Crypto ETFs

Crypto ETFs are exchange-traded funds that track the price of cryptocurrencies, letting investors gain exposure without directly owning the assets.

Crypto Cards

Crypto cards are payment cards linked to crypto wallets that allow users to spend cryptocurrency in everyday transactions by converting it to fiat at checkout.

On-ramps and Off-ramps

On-ramps are services that let users convert fiat money into crypto, while off-ramps let users convert crypto back into fiat currency.