Tag: Lending & Borrowing

YouHodler – Crypto Lending & Borrowing Review

Score: 56/100. Real Ledger Vault custody and insurance, but no confirmed Proof-of-Reserves, unlike Ledn reviewed just before it.

Score: 50.25/100. A Sept 2026 exploit drained $1.73M from unswept legacy code; still no public statement 5 days later.

Score: 62.25/100. Solana’s original lender: 3 incidents, zero user losses each time, but a 2022 DAO vote to seize a whale’s account.

Score: 56.25/100. Battle-tested code undercut by its own founder’s 2024 exit; TVL still down 96% from its $811M peak.

Score: 64.75/100. Brilliant lending+DEX design, but a “zero losses in 7 years” claim we found doesn’t hold after 3 2026 incidents.

Score: 44.5/100. Lowest lending score: a donation-attack bug its own audit flagged, exploited twice after the team called it a feature.

Score: 62/100. Genuine credit risk, not code risk: a $36M 2022 default reformed with first-loss capital, still growing fast in 2026.

Score: 69.25/100. $1B in deposits within 8 days on Jupiter’s distribution, but not yet tested by a major liquidity event like Kamino.

Score: 69/100. Recovered 100% of a $197-240M 2023 hack via negotiation, then rebuilt with one of DeFi’s most tested V2s.